Terms and Conditions of Service

Effective Date: 5/26/2026    Last Updated: 5/26/2026

1. Overview and Acceptance of Terms

These Terms and Conditions (“Terms”) govern your access to and use of the services provided by InfoGate Financial LLC (“InfoGate,” “we,” “our,” or “us”), including our AI-powered CIM Generation Platform and M&A Outsourcing Services (collectively, the “Services”). By accessing or using any of our Services, you agree to be bound by these Terms. If you do not agree, you may not use our Services.

InfoGate Financial LLC is a licensed financial services firm. Our founder holds a FINRA Series 79 license to advise on mergers and acquisitions transactions.

2. Description of Services

InfoGate Financial offers two primary service lines:

• AI CIM Generation Platform: A technology platform enabling users to generate investor-ready Confidential Information Memorandums (CIMs) using proprietary AI tools.
• M&A Outsourcing Services: Professional services performed by licensed analysts, including the preparation of CIMs, business valuations, buyer lists, and deal teasers for M&A advisors, business brokers, and business owners.

Specific deliverables, timelines, revision terms, and scope for M&A Outsourcing Services will be outlined in a separate engagement agreement or statement of work provided at the time of engagement.

3. Eligibility and Account Access

To access our Services, you must be at least 18 years of age and legally authorized to enter into binding agreements in your jurisdiction. By using our Services, you represent and warrant that all information you provide is accurate and current.

If you register for an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You may not share account access with any third party. InfoGate reserves the right to suspend or terminate accounts that violate this policy.

4. Intellectual Property

All content, technology, branding, software, methodologies, templates, and materials provided through the Services are the exclusive property of InfoGate Financial LLC and are protected by applicable U.S. and international intellectual property laws.

“InfoGate Financial,” “InfoGate CIM Experts,” and all related logos and branding are trademarks of InfoGate Financial LLC. You may not use these marks in any form without prior written authorization.

Work product delivered to you as part of an M&A Outsourcing engagement (such as completed CIMs, valuations, and buyer lists) is licensed to you for your intended business use. You may not resell, sublicense, or redistribute such materials without written consent.

5. Fees and Payment

Fees for the AI CIM Generation Platform are based on the subscription or usage plan selected at the time of enrollment. Fees for M&A Outsourcing Services are agreed upon prior to the start of each engagement and outlined in the applicable statement of work.

All fees are due in accordance with the payment terms specified at the time of purchase or engagement. In the event of a failed or missed payment, InfoGate reserves the right to suspend access to the platform or pause delivery of outsourced services until the outstanding balance is resolved.

Unless otherwise stated in a specific engagement agreement, all fees are non-refundable once services have commenced or platform access has been granted.

6. Refund Policy

All purchases and service engagements are final. Refunds will not be issued once payment has been processed and access or services have been initiated. If you have concerns about the quality of a deliverable, please contact us within 5 business days of receipt and we will work with you to address the issue through revisions as outlined in your engagement terms.

7. Confidentiality

InfoGate Financial understands the sensitive nature of M&A transactions. We treat all client information, deal data, and business details shared with us as strictly confidential. We will not disclose your information to any third party except as necessary to perform the Services or as required by law.

By using our Services, you agree not to disclose any proprietary methodologies, platform technology, or non-public information about InfoGate’s operations that you become aware of in connection with your engagement.

8. No Guarantee of Outcomes

While InfoGate Financial’s analysts are experienced professionals, we do not guarantee specific transaction outcomes, valuations, buyer interest, or deal closings. The quality of our deliverables depends in part on the accuracy and completeness of the information you provide.

Nothing in our Services constitutes legal, tax, or investment advice. You are encouraged to consult qualified legal and financial advisors in connection with any transaction.

9. Disclaimers and Limitation of Liability

The Services are provided on an “as is” basis. InfoGate Financial makes no warranties, express or implied, regarding the completeness, accuracy, or fitness for a particular purpose of any deliverable or platform output.

To the fullest extent permitted by law, InfoGate Financial LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Services, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising out of these Terms shall not exceed the total fees paid by you to InfoGate in the three (3) months preceding the claim.

10. Privacy

Your personal information is collected and used in accordance with our Privacy Policy, available at infogatefinancial.com/privacy-policy. We do not sell, rent, or share your personal data with third parties except as required to deliver the Services or comply with applicable law.

11. Modifications to Terms

InfoGate Financial reserves the right to update or modify these Terms at any time. Changes will be posted on our website, and the “Last Updated” date will be revised accordingly. Your continued use of the Services following any update constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

12. Governing Law and Dispute Resolution

These Terms are governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration in Sarasota County, Florida, unless both parties agree otherwise in writing.

13. Contact Us

If you have questions about these Terms or our Services, please contact us at:

InfoGate Financial LLC

Phone: +1 (813) 945-4344

Email: contact@infogatefinancial.com

Website: www.infogatefinancial.com

By using InfoGate Financial’s Services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.